Foreclosure
Powers Kirn, LLC conducts judicial foreclosure actions on first and secondary mortgage liens secured by New Jersey real estate from its office located in Moorestown, New Jersey. Mortgages secured by Pennsylvania real estate are handled from the Southampton, Pennsylvania office of Powers, Kirn & Javardian, LLC. Foreclosures are handled in all regions of either state with strict adherence to industry time frames and fee schedules adopted by the government sponsored enterprises or applicable agencies.

Loss Mitigation
Powers Kirn, LLC is engaged in a wide range of activities tailored to address the client’s and borrower’s specific needs for loss mitigation. These activities include solicting workout opportunities designed to assist homeowers in retaining their homes through the completion of forbearance plans, repayment arrangements, and loan modification agreements. The firm is also engaged in preparing deeds-in-lieu of foreclosure and negotiating short sale agreements where homeowners do not seek or are unable to retain an asset.

Bankruptcy and Creditors’ Rights Representation
Powers Kirn, LLC provides creditors with legal representation in bankruptcy proceedings commenced under Chapters 7, 11, 12 or 13 of the United States Bankruptcy Code or adversary proceedings filed in the United States Bankruptcy Court. These activities comprise an array of legal services such as motions for relief from the automatic stay, preparation and filing of proof of claims, defense of claim objections or motions to value, strip, void or reclassify claims, plan review and confirmation objections, and include preparation of accountings or other responsive pleadings that may become necessary or arise in the scope of representation.

Evictions
Powers Kirn, LLC handles actions for possesion of real property including the eviction of foreclosed borrowers and landlord-tenant proceedings where real property is tenant occupied. These activities invariably include handling orders to show cause to stay evictions and negotiating settlements to expedite recovery of possession.

Litigation and Title Defense
Powers Kirn, LLC has extensive experience in handling a variety of litigation matters that range from relatively inexpensive summary judgment motions for routine foreclosure defenses to substantial litigated matters including consumer claims, housing code violations, rent control and Section 8 issues, housing and enviromental related issues, affordable housing, fair credit reporting claims and title defense which can require discovery and possibly a trial to resolve.

Mortgage Fraud and Identity Theft Recovery
Powers Kirn, LLC prosecutes in rem foreclosures in cases of mortgage fraud and identity theft in order to maximize the recovery of collateral and limit the client’s potential liability to an identity theft victim.

Deficiency Actions and Suits on Note
Powers Kirn, LLC handles deficiency actions and suits on notes where foreclosure is either not a viable option or foreclosure alone is not a sufficient remedy.

Title Curative and Clearance
Powers Kirn, LLC performs title curative and clearance services including prosecuting strict foreclosure actions, correcting legal descriptions, releasing prior liens and mortgages which remain of record, redeeming and canceling of tax sale certificates, preparing and recording of insturments such as assignments, subordination agreements and loan modifications.

Real Estate Sales, Title Closing and Settlement Services
Powers Kirn, LLC handles real estate closings and provides settlement services for clients in relation matters involving either residential or commercial property. Negotiation, document preparation and review of contracts, mortgages, deeds, assignments, leases, subordination agreements and modification agreements are among the services that are involved when Powers Kirn, LLC represents a client on a real estate matter.

Client Training
Powers Kirn, LLC offers on site client training designed to meet client needs involving regulatory matters and best practices.